Purpose and Mission
The mission of the Maryland Water Quality Financing Administration (MWQFA) is to provide state and federal financial assistance in the form of low interest rate loans, loan forgiveness, and grant funding for eligible water quality, drinking water, and stormwater management capital projects.
MWQFA administers the loan and grant programs described below:
Water Quality Revolving Loan Program (WQRLF)
Provides low-interest loans to local governments to finance wastewater treatment plant upgrades, nonpoint source pollution control projects, and other water quality and public health improvement projects.
Drinking Water Revolving Loan Program (DWRLF)
Provides low-interest loans to local governments to finance water supply improvements and drinking water infrastructure upgrades.
Water Supply Assistance Grant Program
Helps communities meet their water supply and infrastructure needs.
Bay Restoration Fund - Wastewater Grant Program
Bay Restoration Fund - Septic System Upgrade Program
Upgrades of existing septic systems to best available technology and sewer connections for nitrogen reduction to aquifers and the Bay.
Linked Deposit Program
Credit support for private nonpoint source pollution control, watershed protection, and drinking water supply and infrastructure projects.
MWQFA is authorized to issue revenue bonds subject to approval of the State Board of Public Works and Secretary of the Maryland Department of the Environment. Bonds issued by MWQFA do not constitute a debt or the full faith and credit pledge of the State or any political subdivision. The bonds are paid solely from MWQFA revenues as pledged under bond indenture for each of the above Funds.
We're available on the following channels.